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Identity theft is one of the fastest growing crimes in the United States.

Using your personal information, thieves can run up huge bills, in your name, before you realize anything has happened. Your credit rating could be wrecked for many years to come. And with a bad credit rating, getting a loan for a car or house or even a new/replacement credit card could be extremely difficult.

Look at one of your bank checks. It probably has your name, address, phone number, signature, and your bank name and account number printed on it. If an “identity thief” gets one of your checks, they now have almost everything they need to know to “become” you. All they need now is your social security account number. But wait! Consider this...

• Why does the store clerk insist on writing your social security number on your check?
• Why do you have your social security number printed on your checks?
• Why is your social security number on your driver’s license?

The federal government offers ways to prevent identity theft, and information about what you can do if you are a victim of identity theft. You can find it at:

http://www.consumer.gov/idtheft/index.html

No legitimate organization will ever send an E-mail threatening dire consequences if you don’t reply with your personal information, account numbers, user ID, password, etc.

Revised: January 1, 2006

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